Wallet by BudgetBakers Free: Mobile Budget and Expense Manager
Wallet from BudgetBakers is one of the more feature-rich free budgeting apps. Unlike many minimal trackers, it aims to give a full overview of personal finances: multiple accounts, bank sync in supported regions, and detailed reports. Even in its free edition, it feels more like a financial dashboard than a simple expense list.
Everyday use
Day to day, Wallet offers a mix of manual and automatic tracking. Expenses can be added by hand with just a few taps, while in some countries, bank feeds import transactions automatically. Budgets can be set for categories or accounts, and progress is shown with simple bars and charts. The app also includes shared accounts, which makes it easier for couples or families to manage money together. Cloud sync ensures the same data is available on phone, tablet, or web.
Specs & notes
| Item | Details |
| License | Free edition (with ads and optional premium plan) |
| Platforms | Android, iOS, Web |
| Data storage | Cloud sync with offline mode |
| Import / Export | CSV, bank feeds (where supported) |
| Accounts | Multiple accounts and wallets |
| Budgets | Per-category or account budgets |
| Recurring | Scheduled transactions and bill reminders |
| Reports | Charts, summaries, and trend analysis |
| Multi-currency | Supported with exchange rates |
| Privacy | Encrypted cloud sync; manual export for offline backup |
Getting started
The app can be downloaded from Google Play, the App Store, or used via the web. After creating a free account, users can add accounts manually or connect to a bank if the region allows it. Categories are customizable, and shared access can be enabled for family or partners.
Who uses it
Wallet is often chosen by people who want something more complete than a basic tracker but don’t need a full accounting suite. It fits households that want shared accounts, freelancers who like to keep work and personal budgets side by side, and individuals who prefer seeing all finances in one dashboard.
Why it sticks
The app has remained popular because it combines depth with accessibility. Even the free edition offers enough tools to replace spreadsheets, while the option to upgrade adds more automation and detail. For many, Wallet is the bridge between a simple tracker and professional-level budgeting software.
