HomeBank
HomeBank is one of those programs that has quietly been around for years. It’s open source, completely free, and built for people who just want to track where their money goes without paying for big-name accounting suites. It doesn’t look overcomplicated, and that’s part of its charm — the focus is on being quick, light, and practical.
Everyday use
On a daily basis, HomeBank feels almost like keeping a personal notebook, only digital. Transactions can be typed in by hand, or — if time matters — bank statements can be imported in QIF or OFX formats. Categories make it easier to see where money is leaking, and budgets show in plain numbers whether spending is under control or slipping. The reporting side is surprisingly colorful: pie charts, bar graphs, and summaries that are easy to grasp at a glance. It’s not overloaded with extras, so it runs fast even on older laptops.
Technical profile
Feature | Details |
License | Free, open-source (GPL) |
Platforms | Windows, macOS, Linux |
Data storage | Local file |
Import formats | QIF, OFX, CSV |
Export formats | CSV, HTML, PNG (charts) |
Accounts | Multiple accounts supported |
Budgets | Category-based budgeting |
Scheduling | Recurring transactions |
Reports | Graphs, summaries, statistics |
Multi-currency | Supported |
Privacy | Fully offline, no sign-in required |
Getting started
Installation is simple: Linux users usually grab it from their distribution’s package manager, while Windows and macOS users download the installer. After that, a new file is created, accounts are set up, and transactions can be added or imported right away.
Who usually uses it
HomeBank tends to be used by families and individuals who don’t want to pay for finance apps but still want something more structured than a spreadsheet. It’s also popular with people who appreciate open-source tools and like knowing the software will stay free.
Why it’s kept around
People stick with HomeBank because it does the basics well. It’s light, dependable, and has been maintained for a long time by an active community. Even with dozens of newer budgeting apps out there, this small open-source tool still holds its ground as a simple way to keep personal finances under control.