Monefy (Free)
Monefy doesn’t pretend to be a full accounting suite. It’s a small, fast tracker built around one idea: add an expense the moment it happens and move on. That’s why it feels approachable — a couple of taps, a quick note if needed, and the number is already sitting in the right category. No tangled menus, no rituals.
Day-to-day
Most days it works like this: the coffee is paid, the phone comes out, one tap on the category icon — done. The category wheel shows where money is going without spreadsheets or filters. Budgets can be put on top of categories and they update instantly; a simple pie and a few summaries tell the story for the week or the month. Sync is optional (Google Drive or Dropbox), which quietly keeps the same data on two phones — handy for shared expenses — but it also runs fine with everything stored on the device.
Specs & notes
| Item | Details |
| License | Free edition (optional Pro upgrade) |
| Platforms | Android, iOS |
| Data storage | On-device by default; optional cloud sync |
| Sync options | Google Drive, Dropbox |
| Import / Export | CSV in and out |
| Accounts | Multiple wallets / accounts |
| Budgets | Per-category limits with instant visual feedback |
| Recurring | Simple repeating transactions |
| Reports | Pie charts, category summaries, time spans |
| Multi-currency | Supported; rates can be set or pulled automatically |
| Privacy | Local storage or personal cloud only; app-level lock available (varies) |
Getting started
Installation is straightforward: download from Google Play or the App Store, open, and the main screen is already the input form. Categories can be renamed or reordered; a monthly budget can be added in seconds. If sync is needed, it’s a toggle — no new accounts or portals.
Who tends to pick it
People who dislike heavy finance apps. Students with a tight budget, couples sharing day-to-day costs, travelers who want quick notes instead of accounting — the common thread is speed over complexity.
Why it sticks
Low friction. Monefy asks almost nothing from the user and gives back a clean picture of spending. Because it stays small — no dashboards trying to be everything — the free version ends up being enough for everyday personal budgeting.
