MyCash Lite
MyCash Lite is a small Windows utility that does exactly what the name hints at: it keeps a tidy register of everyday money moves and doesn’t get dramatic about it. No online accounts, no heavyweight dashboards — just a quick program that opens in a blink and lets a household keep spending under control. It feels a bit old-school (in a good way): predictable, fast, and focused on the basics.
Everyday use
In day-to-day work, the app behaves like a digital ledger. A payment lands, a coffee shows up as an expense, a salary repeats monthly — all of it goes into a single, clean register with categories that make sense later in reports. Recurring items take care of routine bills, so the same entries don’t have to be rebuilt every time. Charts are simple, summaries are clear, and the whole thing stays responsive even on modest machines. Nothing fancy; it just gets the job done.
Technical profile
Feature | Details |
License | Freeware (Lite edition) |
Platforms | Windows |
Data storage | Local file (user-controlled) |
Import formats | CSV |
Export formats | CSV |
Accounts | Single-register focus |
Budgets | Category budgets (basic) |
Scheduling | Recurring transactions supported |
Reports | Summaries and lightweight charts |
Multi-currency | Limited |
Privacy | Fully offline; no sign-in or cloud |
Getting started
Setup is straightforward: install, create the first register file, and begin adding entries. Categories can be renamed or added on the fly. Because data lives in a local file, backup is just a copy to a USB stick or a synced folder — no migration wizard required.
Who usually uses it
The tool tends to appeal to students, retirees, and families that want a no-frills register instead of a full accounting suite. It also suits environments where software should run on older PCs without extra services or internet access.
Why it’s kept around
MyCash Lite sticks because it is light, predictable, and distraction-free. It opens fast, stays offline by design, and keeps the focus on recording and reviewing transactions — nothing more, and that’s exactly the point.