KMyMoney
KMyMoney is an open-source personal finance manager developed under the KDE project. It is designed to provide accuracy and reliability while keeping the interface approachable for household use. The software follows accounting principles and offers a stable platform for long-term financial tracking. With continuous community support, KMyMoney is one of the most mature open-source alternatives for desktop finance management.
Everyday use
In daily use, KMyMoney feels precise and structured. It supports double-entry style bookkeeping, scheduled transactions, reconciliation, and detailed reporting. Budgets can be assigned to categories, and investment accounts are managed with portfolio tracking. Reports and charts provide clear insights, which is especially useful during tax preparation or long-term financial planning.
Technical profile
Feature | Details |
License | Free, open-source (GPL) |
Platforms | Linux (native), Windows, macOS |
Data storage | Local file (XML or SQL backends) |
Import formats | OFX, QIF, CSV |
Export formats | CSV, HTML, PDF |
Accounts | Multiple accounts (cash, bank, credit, investments) |
Budgets | Category-based budgeting with variance tracking |
Scheduling | Planned and recurring transactions |
Investments | Portfolio management and reconciliation |
Multi-currency | Fully supported |
Privacy | Local-only data; no mandatory cloud services |
Getting started
KMyMoney can be installed from Linux distribution repositories, downloaded as a Windows installer, or installed on macOS through community builds. Setup is straightforward: after installation, users create a new data file and can immediately configure accounts, categories, and scheduled payments.
Who usually uses it
KMyMoney is widely used by Linux enthusiasts, open-source supporters, and individuals who prefer desktop finance software with precise accounting features. It is also popular among users who need investment tracking alongside everyday budgeting.
Why it’s kept around
KMyMoney remains relevant thanks to its accuracy, open-source nature, and adherence to accounting standards. It is often chosen by those who value a professional-grade finance manager that works entirely offline, without subscriptions or dependency on cloud services.